Explore top short- and long-term CD rates available today ...

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.

If you have a large amount of money to deposit, today's best jumbo CD rate is 4.28% APY, offered by GTE Financial. Compare ...

The Fed cut rates a total of three times in 2025, but this week's top CDs still offer yields as high as 4.27% APY. Secure a ...

The top nationwide rate for a 1-year CD rose to 4.25% today, and you also have the option to choose a shorter 3-, 6-, or ...

We scoured all the options to find the highest CD rates of February 2026, as well as the most accessible ones ...

Spencer Tierney is a consumer banking writer at NerdWallet. He has covered personal finance since 2013, with a focus on certificates of deposit and other banking-related topics. His work has been ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal ...

Spencer Tierney is a consumer banking writer at NerdWallet. He has covered personal finance since 2013, with a focus on certificates of deposit and other banking-related topics. His work has been ...

5 pros offer their certificate of deposit predictions for February — and beyond ...