Several factors will affect your car insurance rate, including your driving record, the vehicle you drive and your age. First-time drivers typically pay higher rates for car insurance because they ...

Keep organized records, check insurer reviews and update your policy after major life changes to maintain proper protection without paying for unused coverage.

Car insurance may be an intimidating topic for first-time drivers. Many insurance companies consider new drivers riskier to insure due to their lack of experience, so they may see higher rates.