See why the Citi Simplicity Card earned our top balance transfer award for 2026 and how much it can save you when paying off ...

Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. He has five years of experience in personal finance journalism and has contributed to a variety of ...

Ben is a credit cards and luxury travel writer, an immigrant with three citizenships and a husband. He speaks English, Spanish and Italian, has a background in linguistics and languages, and travels ...

The smartest way to use a credit card is to pay off your statement balance in full by the due date every month. This good habit can help you in two important ways. When you avoid revolving a balance ...

Citi® boasts some of the most generous balance transfer deals available. Balance transfer cards allow you to pay down debt faster by allowing more of your payments to go toward reducing your balance ...

Learn how the previous balance method calculates credit card interest, its implications for cardholders, and why it might not be the best choice for you.

The statement balance tells you how much you owe after a single billing cycle. For a more up-to-date account of your credit card debt, check the current balance. Many or all of the products on this ...

As credit card debt continues to mount across the U.S., one generation in particular is far less likely to be paying accrued ...

Whether you're aggressively tackling your credit card debt or simply want to save a few bucks on your monthly bill, a credit card balance transfer can help you reach your goal. However, a balance ...

If the coronavirus has dealt a blow to your business, a business balance transfer credit card can pause interest charges so you have time to pay off debt. If you've ever transferred a balance on a ...