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As credit card usage surges, simple hacks around timing, rewards, fees, and repayment can unlock far more everyday value.

As a freelance personal finance writer since 2008, Jason has contributed to over 100 outlets including Forbes, USA Today, Newsweek, Time, U.S. News, Money.com and NerdWallet. As an industry leader, ...

A woman planning a trip using credit card and phone while preparing a suitcase. Most travelers carry a trusted personal credit card with them every day—especially when they travel abroad or overseas.