Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

April 04, 2025 – If you’re looking to assess your creditworthiness, you’ll want to get a credit report that includes your credit score. But how do you know which credit score will best reflect your ...

ROANOKE, Va. (WDBJ) - Americans owe $1.142 trillion in credit card debt, the highest balance ever recorded, according to the latest consumer debt data from the Federal Reserve Bank of New York. In ...

Buying a car or applying for credit? To check your creditworthiness, lenders will look into your credit scores. You’re likely familiar with your FICO Score, but what’s your VantageScore and why is it ...

No credit means you don’t have enough credit-related activity to generate a credit score, but bad credit means there are blemishes on your credit report. Whether you have no credit or bad credit, ...

More Americans are racking up credit card debt, but an expert from the St. Louis Federal Reserve can explain how to maximize your credit score and pay down debt.