President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in the long run.

Is a perfect 850 credit score actually worth the effort? Here is the truth about what it saves you and where it doesn't ...

A credit score of 750 or higher can save you serious money and unlock valuable financial perks. Here are three little-known ...

FICO’s inaugural Credit Insights report shows U.S. credit scores dipping as inflation and student loan payments weigh on consumers. Gen Z faces the steepest declines, with student loan debt driving ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

According to Manish Shara, co-founder and chief executive officer at fintech platform ZET, a healthy credit score is not built through one-time actions. “It is the result of small, consistent habits ...