A: You are a target if you do not strictly follow the Fair Debt Collection Practices Act (FDCPA). See 15 U.S.C. s. 1692, et seq. The FDCPA prohibits debt collectors from using abusive, unfair, or ...

The likelihood that a debt collector will sue you over an unpaid balance depends on the debt, the amount and how collectible ...

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Scammers use texts, calls, emails and letters to create a false sense of urgency about debt repayment. Always ask for detailed information about the debt and the debt collector’s contact details to ...

Tracy Leckelt sat every day in a cubicle at the St. Cloud, Minn.-based offices of a debt collection firm, working through a stack of papers she had to cross check with a database of names and account ...