Laurie Sepulveda is a MarketWatch Guides team senior writer who specializes in writing about insurance, investing, personal loans, home equity loans, mortgages and banking. She lives in North Carolina ...

A variable deferred annuity is a kind of deferred annuity in which the contract value can, and usually will, vary daily to reflect the performance of the “separate accounts” (see Q 510) chosen. As ...

An individual who transfers a nonqualified deferred annuity contract issued after April 22, 1987, for less than full and adequate consideration is treated as having received “an amount not received as ...

A deferred annuity is a popular way to structure an annuity for those seeking retirement income. An annuity pays out money over a period of time, typically during retirement, helping ensure that ...

Deferred annuities are a popular retirement option. They can also be complicated. If you want to retire wealthy or at least financially stable, here’s what you need to know about deferred annuities, ...

If you’ve been wondering what is a deferred annuity, it’s essentially a retirement savings product that lets your money grow tax-deferred until you decide to withdraw it. You can invest either a lump ...

With rates likely to start falling soon, locking in the highest annuity rates in over 20 years might seem appealing. Annuities are complex financial tools that can provide a guaranteed income stream ...

Annuities can be a good option for investors seeking steady income during retirement. To get started, it's important to learn some basic annuity terms. These 12 key terms will help you understand how ...

Insurance companies generally prefer that annuity contract holders do not surrender their contracts. While a surrender charge penalty would apply, and some of those who surrender an annuity are doing ...

Finance author and media personality Suze Orman warns of a common retirement mistake.

Laurie Sepulveda is a MarketWatch Guides team senior writer who specializes in writing about personal loans, home equity loans, mortgages and banking. She lives in North Carolina and has taught and ...