Auto liability insurance is required in most states—but what does it actually cover? Here's how it works and why it's essential for every driver Written By Written by Insurance Senior Editor, Buy Side ...

Liability insurance is a type of car insurance that pays for other people’s medical bills and property damage when you cause an accident. Your liability car insurance won’t cover your own medical ...

Liability car insurance pays for damages and injuries to other motorists if you're held responsible for a collision. It's required in nearly every state, but the amount of liability coverage you need ...

Laura Longero is an award-winning writer and editor who has more than 15 years of editorial experience. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. While a good car insurance policy is ...

Liability coverage helps you pay for another driver’s vehicle repairs and medical expenses if you are at-fault in an accident. This type of coverage can pay out for both property damage and bodily ...

Insurance provides financial protection by covering risks like accidents, health issues, or property loss, helping ...

Liability coverage is one of the most important types of auto insurance you can have. It protects you by paying for the other person's injuries or property damage when you are at fault in an accident.