Auto insurance rates are climbing in the U.S., with rates going up about 7.5% in 2025. But do drivers really need coverage to drive? Here's what to know before you get behind the wheel. Is it legal to ...

An uninsured driver hit me, fled, and was caught because of my photos and CHP assistance. The law needs to improve to protect law-abiding drivers from lawbreakers. Since the DMV monitors drivers’ ...