CheapInsurance.com reports that standard homeowners insurance excludes earthquake coverage, which varies by state.

Earthquake insurance comes with a deductible based on the value of your home. While FEMA provides help in some disasters, it's not a replacement for earthquake insurance. Because of the potentially ...

The typical annual cost of earthquake insurance in California is $3.54 per thousand dollars of coverage. The exact cost depends on the earthquake risk level in the policyholder’s area, the type and ...

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Like many Southern California homeowners, David Beilfuss thinks about the next big earthquake and wants to make sure his house will survive. "Like many people in California I'm house-rich and ...

An earthquake strikes in California every three minutes, according to a 2019 study published in the journal Science. While the majority of these quakes cause little or no damage, every year California ...

Emergency preparedness directions are usually complicated, multistep lists that are available in a limited number of languages, and disaster kits can be large, expensive investments. Barriers like ...

Some day, a major earthquake causing damage on the scale of Northridge or Loma Prieta, or even worse, is expected to shake California. In the aftermath, anyone who owns or rents a home will be ...

Ruiz is the director of strategic communication for The Insurance Information Institute, and lives in the Bay Area. With the South Napa and Ridgecrest earthquakes in 2014 and 2019, respectively, ...

Glenn McGillivray works for the not-for-profit Institute for Catastrophic Loss Reduction (ICLR). Mary Kelly is a professor at Wilfrid Laurier University and a board member at Heartland Farm Mutual ...

Hello! My name is Jessica Roy — remember me from way back in Weeks 1 and 2? In this sixth and final installment of Unshaken, the Los Angeles Times newsletter guide to earthquake readiness and ...