Car insurance costs are calculated with complex formulas. Here’s what really affects your premium and what you can do to influence the final number Written By Written by Insurance Senior Editor, Buy ...

Car insurance rates across the U.S. finally began to dip in recent months after years of rises due to higher medical costs, vehicle parts, legal fees and labor shortages. In the first half of the year ...

Forbes contributors publish independent expert analyses and insights. Jim Gorzelany is a veteran automotive journalist. With summer having officially arrived, many Americans will be loading up their ...

U.S. drivers are paying a premium to own a car, and insurance prices are among the bills with the most impact. According to data from Bankrate, the average car insurance cost in the U.S. is a huge ...

Car insurance rates ended 2025 by holding steady through December. The national average rate for full-coverage car insurance remained at $179 per month, according to Insurify data. The national ...

Trump tariffs could help drive up car insurance costs 7%, analysis finds Maryland is the most expensive state for car insurance: Insurify New Hampshire has the lowest car insurance premiums Car ...

The average cost of a full coverage auto insurance policy with Auto Owners is $181 per month for a good driver—7% cheaper than the national average. Complaints against Auto-Owners have decreased in ...

Reducing your car insurance to minimum coverage could save you thousands on premiums. But when is it worth the risk?