Despite our lagging healthcare quality, many individuals and employers still seek to reduce their costs for care and look for health insurance to cover themselves or their employees, respectively.

Health savings accounts are popular among U.S. workers. Will these accounts take on larger role in how U.S. consumers pay for and get health care?

With the tax-free money in a health savings account, a person can pay for eyeglasses or medical exams, as well as a $1,700 baby bassinet or a $300 online parenting workshop. Those same dollars can’t ...