Even in today's economy, short-term CD accounts remain competitive. Here's what can be considered a good one now.

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...

Explore top short- and long-term CD rates available today ...

Stop losing money. 2026 CD rates are around 4.00%. See why a big bank's 0.01% is potentially costing you $1,000+ this year.

The best short-term CD rates can help you reach your savings goals faster ...

(APY) between . Available terms range from three months to 10 years, and there’s no minimum deposit required to open an ...

Competition among smaller banks and credit unions has pushed the leading APY up to 4.50% ...

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid return before rates dip lower.

On average, certificate of deposit rates are pretty paltry: Average CD yields this month range from just 0.23% for 1-month terms, to 1.7% for 12-month accounts, according to the largest government ...

If you’ve been eyeing a CD, now may be the time to lock in, as many experts predict that CD rates are likely to dip in December and the coming months. “A third rate cut [from the Federal Reserve] this ...