Almost two-thirds (64%) of 401(k) participants said their employers took steps to help them manage financial stress this year, up from 52% in the prior year, according to Charles Schwab’s 2024 401(k) ...

An employer match is one of the most valuable features of many 401(k) plans. Even without an employer match of your contributions, however, a 401(k) can still be useful for retirement savings. The tax ...

Growing your wealth without effort might sound farfetched to you, but people do it every day. When you invest your money, it grows while you're off doing other things. It's not likely to make you an ...

I’ve been challenging conventional financial wisdom for years, and today I want to expose one of the biggest myths in retirement planning: the 401k match as a “100% return.” As someone who’s helped ...

Your 401k is a valuable tool to help move your retirement nest egg in the right direction. While it may not be the optimal account to contribute to given your circumstances, I do think that if you're ...

A 401(k) match allows an employee to receive “free” money from their employer for contributing to their retirement plan. The amount of the match can vary with the employer’s contribution being a full ...

Retirement: aka your “golden years.” You’ve worked hard for many decades and finally saved up enough to call it quits at your 9-to-5 job. For many Americans, saving money with a 401(k) retirement plan ...

Most 401(k) matches are somewhere between 3% and 6% of your annual income. You can only claim your 401(k) match by deferring a portion of your paychecks. There's still time left to claim at least some ...

Companies can now offer their workers a "match" on their student loan payments in the form of a contribution to their 401(k) plan — and a small but growing number of employers are taking advantage of ...