A step-by-step guide to choosing the best car insurance policy for your needs Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side.

The cheapest auto insurance company often depends on your coverage amount and driving record. Geico has the cheapest rates ...

According to Experian data, the average American driver pays roughly $2,328 per year for full coverage auto insurance in 2025. If you carry only the minimum coverage required by your state, that drops ...

Whether you own, finance, or lease your car significantly affects insurance costs. Lenders require “full coverage” on financed or leased cars, which drives premiums higher. If you own your car ...

See how rates, coverage and quality compare.

What exactly does car insurance cover? This is one of the most common questions we get, but the answer is surprisingly complex. It depends on the state where you live, what coverage you’ve chosen, who ...

You can't negotiate your car insurance rate. Rate changes often require some form of government approval, although the exact process differs by state. That means companies can't negotiate car ...

The average American pays $2,671 per year for full coverage car insurance — up $25 a month since October, according to Bankrate. But with insurance rates climbing 12% from a year ago and tariffs ...

Auto-Owners car insurance costs vary by age, credit, and driving record. Compare their rates to national averages and see if they're the right fit for you.

Progressive and State Farm are the highest-rated car insurance companies in our analysis for Delaware, thanks to their ...