President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

The Credit Card Competition Act would cut down on credit card swipe fees for consumers and has the backing of President Trump ...

President Donald Trump has endorsed U.S. Sen. Dick Durbin’s plan to lower swipe fees, which are 2-to-4% fees charged to consumers for using a credit card.

Credit cards offer a variety of rewards, perks and features to customers, but banks often charge annual fees to help cover the costs of these benefits. While paying an annual fee can be worthwhile ...

Credit card processing costs typically range from 1.5% to 3.5%, but processor markups can inflate costs. Using interchange-plus pricing can give you more insight than a flat-rate plan. Compare quotes, ...

Credit unions often have lower fees compared to traditional banks and may offer additional perks, such as lower interest rates or rewards programs. If you’re eligible to join a credit union, it’s ...

The Chase Sapphire Reserve® annual fee goes up to $795 for existing cardholders starting Oct. 26. If you downgrade to the Chase Sapphire Preferred® Card, you can preserve your account and points with ...

(CNN) — Visa and Mastercard have a potential deal with retailers that would lower fees for merchants, potentially lowering prices but threatening prized consumer rewards. The deal, which is still ...

The legislation would allow merchants to route transactions over multiple card networks, boosting competition, cutting costs for ...

A proposed settlement between credit card giants Visa and Mastercard and merchants could result in lower prices, but it could also mean fewer payment options for consumers. (Scripps News) ...