See the tax advantages and downsides.

A liberalization clause in insurance adjusts your policy as laws change, ensuring continued compliance without extra cost.

The two main factors that affect the value of your federal retirement benefit are your high-three average salary and your ...

Employees likely will see a lot more choices in their benefits plans in 2026, but some perks won't make the cut.

Typically, life insurance is understood as a means of financial protection for dependents following the policyholder's death. However, certain policies offer support during the policyholder's lifetime ...

Inflation has been a hot topic over the past few years, and for good reason. Prices have been rising faster than they should in a healthy economy. Food, housing and general goods and services aren't ...

Find out the estate-planning advantages of joint life insurance.

Learn about finite risk insurance, its types, how it works, benefits, and criticism to make informed financial decisions and ...

Life insurance is a way to provide financial security for your loved ones in the event of your death. You purchase a policy and make regular payments, and the insurer will pay a tax-free death benefit ...

Understand the potential impact of Social Security benefit cuts. Learn how future payouts may decrease for retirees and ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...