Miranda Marquit, MBA, is a freelance contributor to Newsweek’s personal finance team. She has an M.A. in journalism from Syracuse University and has been writing and podcasting about money since 2006.

A "CD ladder" may sound like some complex investing strategy, but it's actually very simple. It allows you to earn high interest without keeping all of your savings locked up for months or years.

When a certificate of deposit (CD) account matures it will auto-renew unless you've previously decided to withdraw or transfer the funds to another account(s). You face a narrow grace period to act ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Instead of depositing all of your cash in one CD account, you'd spread ...

A "CD ladder" might sound like some complex investing strategy, but it's actually very simple -- and profitable. And with interest rates on the decline, now is the perfect time to lock in a high APY ...

Certificates of deposit (CDs) are a great way to earn steady interest with little risk. But if you want to get the best returns without keeping your entire investment locked up for years, CD laddering ...

My wife and I are saving $50,000 to buy a rental property in 2027. Our CD ladder strategy should earn us around $2,100 in interest. Buying CDs now locks in today's top interest rates and protects us ...

Six-month CDs continue to offer some of the highest savings yields ...