It’s the eternal debate: to gift card or not to gift card? Pragmatists argue that gift cards are fabulously foolproof and guaranteed to be useful, while sentimentalists find them hopelessly impersonal ...

3 rules: pick a useful item (no filler), use a small box (not an envelope), add a 1–2 sentence note It stops last-minute overspending, and you keep 80–90% of the budget on the gift card Last-minute ...