Building your credit is already a long-term process. Repairing bad credit after your score has taken a hit, whether you’ve missed a single payment or declared bankruptcy, can seem even more daunting.

You can do credit repair on your own for free, but the process can be time consuming and involve multiple steps. Credit repair companies can help you improve your credit by identifying inaccuracies on ...

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...

When it comes to repairing your credit, any offer that requires an upfront payment before delivering services is a red flag and against the law. Scammers know people are desperate to improve their ...

Ronda Brunson, better known as the “credit queen,” has built a career on helping people settle their debts and restore their credit. For the Baltimore native, credit repair is not just about getting ...

Credit scores affect everything from interest rates to major purchases, like houses and cars, but the rules that shape them continue to evolve. This week, the AFRO spoke with Bonita Grant, founder and ...

FRESNO, Calif. (KFSN) -- If you're struggling with debt, improving your credit score might feel out of reach. But a Fresno-based financial education group says it's possible, and free. The Academy of ...

If you’re a South Carolina resident dealing with credit issues, you may be looking for a reliable credit repair service. Reputable companies exist to help you dispute credit report errors while ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

Have you ever checked your credit score right after making a payment, only to find it hasn’t changed at all? It can feel confusing or even frustrating, leaving you to wonder: “When do credit scores ...