Text Callout : Key Takeaways - (Mar '25) How to Build a CD Ladder for Retirement Certificates of deposit rates dipped moderately in the second half of 2024 due to Federal Reserve interest rate cuts ...

Certificates of deposit (CDs) and Roth IRAs play different roles in retirement planning. CDs provide fixed interest and are federally insured, which can make them attractive if your priority is safety ...

Miranda Marquit, MBA, is a freelance contributor to Newsweek’s personal finance team. She has an M.A. in journalism from Syracuse University and has been writing and podcasting about money since 2006.

It often pays for retirees to put money into CDs. I'm not close to retirement, so I'm more focused on stocks these days. CDs are a good option when saving for near-term goals, not long-term ones. The ...

Understanding the nuances of how each product works is essential to determining whether they’re right for your financial goals — or how they might even work together. But comparing the ins and outs of ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Rajeev Dhir is a writer with 10+ years of experience as a journalist with a ...