Follow these tips to help clients draw down their retirement funds in a tax-efficient manner and avoid common mistakes.

Go beyond just taking your RMD. Learn three advanced strategies—QCDs, Roth conversions, and strategic tax planning—to manage ...

Explore the Constant-Percentage Withdrawal Strategy, including its definition, how it works, factors, pros, & cons. Discover ...

The IRS has released 2026 tax brackets—here’s how understanding your bracket can help you save with smart retirement and Roth ...

You have to start taking required minimum distributions once you turn 73. You don't have to spend your RMD; you can reinvest it or give it to charity. Using these strategies can help you get more bang ...

Saving enough money for retirement is a primary concern when it comes to financial planning for Americans. However, it’s also vital to consider long-term capital gains taxes, or the amount you’ll pay ...

Popular retirement withdrawal strategies like the 4% rule assume a steady rate of spending for retirees. But new research ...

Retirement accounts like a 401(k) or IRA come with some big advantages. Perhaps the most attractive benefit of these accounts is you can defer your taxes until retirement. Doing so could give you more ...

I have always said that asset accumulation is easy but the true difficulty is in asset distribution. There is no single plan that is right for everyone. Perhaps the best-known distribution plan is the ...

As the former head of the Pooled Plan practice at a major record keeper, I had hundreds of conversations with advisors, consultants, TPA’s, pooled plan providers, fund partners and others looking to ...

Advisors integrating retirement plans with wealth management achieve 52% gross margins, outperforming retirement-only ...

Read why the 4% retirement rule may be riskier than it seems, and how we recommend to invest in dividend stocks instead.