The best way to pay off debt depends on what you owe. Explore strategies like the debt snowball, debt consolidation and debt ...

Settling credit card debt is a potential option when you have many missed payments over several months. If a credit card issuer or collection agency suspects they won't get paid at all, they might be ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. If you're in this situation, it's critical to act soon. And, one option ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Are you drowning in ...

Discover how a Certified Consumer Debt Specialist can aid in debt relief and negotiation. Learn about their certification, benefits, and impact on your finances.

Struggling with debt isn’t easy, especially when there’s not a clear path forward. Many people see a light at the end of the tunnel with a debt settlement program, though — and indeed, these programs ...

Credit card debt settlement is an option when you're experiencing financial strain and want to reduce your overall debt. You can negotiate with the card issuer yourself or work with an attorney or a ...

Debt settlement requires you to pay a lump sum to creditors for less than you owe and have the remaining balance forgiven. To choose the right debt settlement company, compare the cost, eligibility ...

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If you're struggling to make your credit card minimum payments, you may have heard that credit card companies and debt collectors are often willing to negotiate what you owe. One common debt relief ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...

・Settling federal student loans for less than you owe is rare and usually happens only after default. ・Private student loan settlements are more common but can severely damage your credit and carry ...