Life insurance can help financially protect your family from the loss of your income should you pass away. But even if you already have life insurance through your employer (often known as a group ...

Supplemental life insurance is additional coverage offered through your employer, usually at a discount. Supplemental life insurance typically doesn’t have a cash value component and coverage is often ...

If you’re the primary wage earner in your household, how would your loved ones handle expenses if you died? Most families would reach financial struggles quickly. According to a study from LIMRA, 44% ...

As everyone ages, their financial concerns and needs will change. While you may be able to get away with a reduced amount of health insurance when younger, for example, you'll likely need a more ...

While many Americans currently have life insurance protection through their employer, the amount they have may not be enough to cover them should something go wrong. The question about how much life ...

Supplemental life insurance is a secondary policy that can augment the coverage you get through a workplace group life insurance plan. Sometimes called voluntary life insurance, supplemental life ...

Many employers let employees buy supplemental life insurance at group rates, usually without an exam or medical questionnaire. These policies can be a good deal if you have health issues, but healthy ...

If your employer offers life insurance, it’s likely a basic policy that covers a minimal amount — often just enough to handle short-term expenses. Supplemental life insurance, however, allows you to ...

The majority of American workers — 53% in 2024 — have life insurance through their workplace, according to LIMRA. However, as the cost of living rises, most workplace life insurance policies fail to ...

Supplemental group term life insurance paid for entirely by employees was not considered group term life insurance under IRC Section 79 where the supplemental policy and the basic group term life ...