Discover the differences between permanent and term life insurance, including coverage duration, benefits, and costs, to determine which policy suits your financial goals.

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...

Indexed universal life insurance is a type of UL that has flexible premiums and death benefits. The cash value grows based on a portion of an index’s returns, and the policies have a floor, so the ...

Find out more about its costs and coverage options.

Whole life and universal life are both types of permanent life insurance, but there are key differences when it comes to cost, benefits and policy requirements. To help you learn about what sets them ...

See New York Life's financial strength and history of dividends.

We were unable to process your request. Please try again later. If you continue to have this issue please contact [email protected]. Term insurance is typically the most affordable coverage ...

Universal life insurance offers flexibility in premium payments and death benefit adjustments, allowing policyholders to adapt coverage to life’s changing needs. The policy builds cash value, which ...

Protective offers term life as well as universal life insurance and whole life insurance. Term life policies are priced competitively and available for 10, 15, 20, 25, 30, 35 or 40 years, giving you ...