All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is ...

Jake Safane has nearly 15 years of journalism and marketing experience on topics ranging from local entrepreneurship to international banking. He has written for publications such as The Economist, LA ...

Zero percent APR cards generally offer promotional periods, typically between 12 and 21 months, during which no interest is charged on your qualifying balance. Many people use 0 percent APR cards to ...