President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

Your credit score quietly decides how lenders see you. Improve it, and loans get cheaper, faster, and easier to negotiate.

Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...

The financial services industry has made substantial progress in democratizing access to credit scores. Today, 95% of banks and credit unions offer customers visibility into their credit scores ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

Your 30s and 40s are a busy time—you're probably juggling multiple priorities. Still, your credit score is important. Here's ...

A five-step plan to improve your credit score in 2026 - ‘Credit is like a muscle, you have to use it to have it,’ one expert ...

Discover why your U.S. credit score might not influence financial decisions abroad. Learn what you can do to establish good ...

Credit Score With ChatGPT: In the technological world, managing personal finances has become easier with the help of artificial intelligence. One of the newest tools in this segment is ChatGPT, which ...