Few Americans have the cash they need on hand to pay for big-ticket items upfront. That's why it's not unusual for people to take out mortgages, car loans and student loans, so they can pay for these ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Your chances of getting approved for a personal loan with a lower interest rate are a lot better if you have a good credit score. But even if you have fair or bad credit, there are options. Some ...