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If classic FIRE doesn’t work, these FIRE variants offer practical, flexible alternatives to achieve financial independence.

Hims & Hers Health shows 50% revenue growth, $1B in cash, and 2.4x 2026 sales with strong personalization and GLP-1 sales.

Coca-Cola looks like better value than PepsiCo: higher margins, dividend growth potential, and 9.2% upside to fair value.

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On January 1, 2026, the leading edge of the Baby Boom generation reached a symbolic and practical threshold: age 80.