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Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. If you want to set aside your savings but are worried you ...

Credit and debit spreads are foundational strategies in options trading. Credit spreads generate a net receipt upfront and can be used in a variety of market conditions. Debit spreads, on the other ...

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Jeff and Susan have $460,000 in two brokerage accounts. If they live to age 85 — for another 35 years — without making any further contributions to these accounts, and assuming a conservative 5% ...