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It may be a digital age where, instead of paper, notes are taken on a scribble pad app on our smartphones, but a true stationery-nerd knows to keep a pen and notepad in their bags.

Discover effective strategies to set and achieve meaningful New Year resolutions for lasting personal growth and improvement.

Greg DePersio has 13+ years of professional experience in sales and SEO and 3+ years as a writer and editor. Simple interest is calculated only on the principal balance of the loan each period.

Elvis Picardo is a regular contributor to Investopedia and has 25+ years of experience as a portfolio manager with diverse capital markets experience. Michael Boyle is an experienced financial ...