A lot of people hesitate to engage with a financial advisor because they assume they don't have enough money to make it worthwhile. For a long time, that assumption was valid. Many advisors focused ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Laurie Sepulveda is a staff writer covering investing and personal finance for Forbes Advisor, where she writes about portfolio strategy, investment research and financial markets. She has a decade of ...