The main difference between a fixed and variable mortgage is that your mortgage rate stays the same for a set period with a fixed-rate mortgage, while with a variable rate mortgage, it could rise or ...

When it comes to choosing a mortgage rate there are two main options: fixed or variable. But how do these different interest rates work and which one could be right for you? Fixed rates tend to be by ...

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After a few tumultuous years for the economy, mortgage shoppers could finally see some stability in 2026. With the Bank of Canada signalling it’s settled into a prolonged rate hold, there isn’t any ...

A standard variable rate, or SVR, is an interest rate set by your mortgage lender that you may be moved onto once your fixed, tracker or discount rate mortgage deal ends. If you’d prefer not to switch ...

Homeowners looking to remortgage in the coming months face a tricky decision between going with a fixed rate deal or variable deal, as the Bank of England held interest rates in September, with ...