Discover what substandard insurance is, how it functions, and see real examples. Learn about who qualifies and what factors can impact coverage options.

Recently I was in the hospital to have my Achilles tendon repaired. The surgery entailed several phone calls from the hospital explaining things like what medicines to discontinue, when to stop eating ...

Understanding insurance: Five questions every home buyer should be asking “For most people, their home is their largest asset, yet they do not take the time to fully comprehend what coverage the ...

Insurance is crucial for managing financial risks and protecting yourself in the case of unexpected events. There are numerous types of insurance — from health and auto insurance to life and property ...

SAN ANTONIO – As if picking a plan wasn’t tough enough, you first have to decipher a long list of terms when it comes to health insurance coverage. The KSAT Explains Team put together a glossary to ...

Understanding the Rating Scale and Interpretation Each rating agency uses specific criteria that it weighs differently, which means the agencies can produce different ratings for the same company.

The sector is fraught with complexities, is often portrayed negatively and those outside its inner sanctum find the industry somewhat perplexing. Yet the risk market offers a wealth of untapped ...

Homeowner's insurance typically covers wind and hail damage, often with a separate hurricane deductible. Flood insurance is a separate policy covering damage from storm surge, heavy rain, and rising ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Car accidents, unfortunately, are a common occurrence, and navigating the aftermath can be confusing and stressful. A vital part of this process involves understanding how car insurance works after an ...