Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

A borrower is in default after an extended period without making payments and failing to restore the loan to good standing.

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When debt piles up, it can start to feel like there's no way out. After all, credit card minimum payments barely chip away at your balances, the interest charges keep climbing, and if you're behind on ...

Credit card debt has become a massive issue for Americans over the last few years — and that problem is compounding rapidly, according to recent data. As of the fourth quarter of 2024, cardholders ...

If you’re struggling with crushing credit card debt and mounting overdue bills, debt settlement could be a lifeline, helping you clear your balances for less than you owe. When you successfully settle ...

The Social Security Administration announced Thursday that a debt collection program paused during March 2020 at the start of the COVID-19 pandemic would resume immediately. The Treasury Offset ...

Debt Support National has expanded its comprehensive debt relief programs to address the growing financial pressures facing American consumers struggling with mounting credit card balances and other ...

Many Americans are deep in the red. In fact, household debt hit $18.59 trillion in the third quarter of 2025, according to the Federal Reserve Bank of New York. As people find themselves drowning in ...