An integral part of the financial planning process is understanding what your client needs, versus what’s a nice-to-have.

Personal accident insurance provides a vital financial cushion through lump-sum payouts for disability or death.

Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

If you’ve been forced into retirement sooner than expected, you’re not alone. Nearly 60% of American retirees retired earlier ...

A single incident can undo years of steady work for a small business. An unhappy client or a technical failure often triggers ...

It safeguards families against the financial impact of death or disability while helping policyholders accumulate savings for ...

EAST AURORA, NY - As New York State’s healthcare system continues to rely heavily on medical residents and early-career ...

A child’s education is one of the most meaningful investments a parent can make for their future. Yet unexpected life events ...

Joey Bianco, consultant and insurance broker partner at VIP, joined Gayle Guyardo, host of the globally syndicated health and wellness show Bloom, to explain why supplemental ...

There's a dangerous assumption many entrepreneurs make: that building a valuable business is the same as building personal ...

Think about the term Personal Accident Cover. What comes to your mind? If you assume that it is insurance only for those in ‘dangerous’ jobs, you might be surprised to learn that it applies to a much ...

From estate planning to beefing up an emergency fund, pros say planning for life’s unexpected — and expected — events is key ...