A basis point is one hundredth of a percent, or 0.01%. We describe mortgage rates’ ups and downs in basis points because they simplify comparisons. NerdWallet’s rates are expressed as an annual ...

Students react to a guest essay about how the quest for flawlessness is harming society. By The Learning Network Research says that favoritism is common — with effects that can last a lifetime. By ...

Discover more about the many different types of birds found around the world with Cam and Sophie the barn owl from One Zoo Three. What are reptiles? Discover the cold-blooded world of reptiles with ...