GameSpot may get a commission from retail offers. Among the critical early items you can build in Animal Crossing: New Horizons is the ladder, which helps you to get up and down cliffs at a time when ...

A CD ladder is just a group of CDs with different maturity dates. Instead of putting all your money into one CD, you split it up and stagger when each piece comes due. For example: That's it. No ...

Getting good sleep is critical. A 2018 study found that people who sleep for five to six hours are 19 percent less productive than people who regularly sleep for seven to eight hours per night. People ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Any time you tap, swipe or dip a credit or debit card at checkout or enter your card number online, you ...

Lindsey Ellefson is Lifehacker’s Features Editor. She currently covers study and productivity hacks, as well as household and digital decluttering, and oversees the freelancers on the sex and ...