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If you’ve already fallen off your workout routine, you’re not alone—and it doesn’t mean you’re failing. January 9 is known as Quitter’s Day, the point when motivation dips and New Year’s resolutions ...

We calculate this based on a simple income multiple, but, in reality, it's much more complex. When you apply for a mortgage, lenders calculate how much they'll lend based on both your income and your ...

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