Earning credit card rewards is only half the battle. After receiving your card's welcome bonus and maximizing its rewards categories, you need to figure out when and how to use what you've earned.

Credit card refunds differ from debit card refunds; instead of putting money back into your account, a credit card refund restores available credit. How quickly a merchant processes the return plays a ...

The credit card market is broken. Visa and Mastercard combined control about 85% of the market. With such power, the two companies set the rates for higher-than-ever fees charged to business owners ...

The recently proposed caps on credit card interest rates may sound appealing on the surface. Who wouldn’t want to be guaranteed a prime rate for any credit card? Unfortunately, the reality of ...

Bank of America Corp. — aiming to double the profit it makes from consumers — is revamping its approach to credit cards as the lender embarks on a plan to meet one of its most audacious financial ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. The credit card space was dominated by luxury credit card overhauls in 2025. Multiple major issuers — from ...

WASHINGTON — President Donald Trump's headline-grabbing ultimatum for a 10% interest rate cap on credit cards failed to materialize by his self-imposed deadline of January 20th. Processing Content ...

Matt Moffitt is a contributing editor and expert in getting the most out of credit cards and points (he has at least 25 cards in his wallet at any given time). Originally from Sydney, Australia, he ...

President Trump, under pressure to bring down the painfully high cost of living, announced at Davos that he is calling on Congress to cap credit card interest rates at 10 percent for one year. Its ...

As part of a series of efforts to make life more affordable, President Donald Trump aims to help Americans with credit-card debt. After demanding on social media that credit-card lenders cap interest ...