2025 was the third hottest year on record, but thousands of cities saw record heat and one broke a record for cold. By Harry Stevens and Eric Niiler Last year was Earth’s third hottest globally, but ...

Lea Uradu, J.D., is a Maryland state registered tax preparer, state-certified notary public, certified VITA tax preparer, IRS annual filing season program participant, and tax writer. Vikki Velasquez ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Andy Smith is a Certified Financial Planner (CFP®), licensed realtor and educator with over ...