When your water heater fails on the coldest day of the year or a frozen pipe bursts at 2 a.m., the repair bill can sting. That's where home warranties promise to soften the blow. And it's big business ...

The cost of home insurance in the United States rose by ~89% between 2014 and 2025, as rapidly climbing home prices, more frequent extreme weather events and inflation impacted insurers and homeowners ...